July 2008
What to Watch Out for When Dealing With a Credit Repair Agency
The Attorney’s Guide To Credit Repair.
Before you deal with any credit repair agency you need to be aware of what they can and can’t do.
For starters, reputable credit repair agencies can save you the time and hassle of scouring your credi...
Mugged While Sleeping...Leads To Credit Repair
The Attorney’s Guide To Credit Repair.
On the way home from work, Tom looked at a short list on his “to do list” and began sequencing the list into a logical travel pattern to minimize crisscrossing. Sunday grilling with family and g...
June 2008
Credit Report - How to Improve Your Credit Score
Tip! Pay off debts to improve credit scores.
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but t...
May 2008
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
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Raising your ...
Resolving Credit Card Disputes
Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...
Is Your Credit Score Being Held Against You?
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Credit Scores That Hurt
Is your credit score being held against you?
Mor...
Deciding if an Instant Approval Credit Card is Right for You
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
M...
How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert!
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
If you have less than perfect credit, and you’ve ever tried getting a loan or credit card, then you know just how much poor credit can cost you.
S...
Credit Report Hassles
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
There is no end to the amount of pain that yo...
April 2008
How to Improve Your Credit Score
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
In today’s world having good credit is an absolute must. Credit is no longer for simply buying items today and paying for them l...
Understanding the Cash Back Credit Card
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
Cash back credit cards are cards that reward the cardholder with cash back incentives for purchas...
Why Your Credit Score Matters
Tip! Pay off debts to improve credit scores.
Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit rating is the most important factor in determining yo...
Debt Consolidation and Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
March 2008
Which Credit Bureau Should I Use To Check My Credit Report?
Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal.
There are three main credit bureaus in the United States; Eq...
What is a Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
This article is a concise, informative tell-all explaining what exactly a credit report is, and what that means to you. It will NOT inform you where to get a cheap, or free, c...
What's a Prepaid Credit Card?
Tip! Your local bank: Your local bank can come to rescue and offer you a credit card with a low credit limit. The bank knows how much funds you have presently and though the credit limit is low on the card offered, it should not really matter.
When is...
Fly to Distant Lands with Your Frequent Flyer Credit Card
Tip! Food. Many people use their credit cards to purchase groceries that they pay for over the next year or longer.
Travelers are very familiar with the frequent flyer credit card. It is a credit card that is issued by a card company, in collaboration...
Bad Credit Personal Loan: A Solution To Problematic Credit History
Tip! Here are some things that will help you to find the bad credit help that you need.
Bad credit personal loan is a loan that you intend to borrow in presence of your bad credit history. Missing few payments on other loans can influence your credit r...
Getting Help with a Bad Credit Personal Loan
Tip! The World-Wide-Web is the best place to get information about getting a bad credit personal loan. Simply hop on your personal computer and do a search for the right bad credit personal loan.
When you finally build up credit, you will often be exci...
How Credit Card Issuers Use the Prime Rate
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
Establishing Credit with a Student Credit Card
Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges.
One ...
February 2008
What You Should Know About Your Credit Card
Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards.
Knowing how a credit card works is important as this is the only way you can make the card work for you rather than the other ...
Credit Repair: Improve Your Credit Rating
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
In today’s world of financial credit it is of the utmost importance that you have a sound ...
